We strongly recommend that you and all members of your party are adequately insured as soon as you book your holiday. Indeed it is a condition of booking that you must have insurance cover at least equivalent to that described below. We have arranged a scheme with Travel & General Insurance Services Limited underwritten by Certain Underwriters at Lloyds of London.
Below is a summary of cover and benefits available under the insurance policy. An insurance certificate containing more detailed summary will be sent to you with your confirmation of booking. In any event you may ask for a specimen copy of the insurance wording should you wish to examine this in advance.
The insurance will be subject to English law unless otherwise agreed.
Medical Emergencies
A 24 hour medical emergency service is provided by Voyager Assistance Worldwide.
Premiums
| Up to 8 days |
£26.00 |
| Up to 11 days |
£28.00 |
| Up to 15 days |
£30.00 |
| Additional week or part thereof |
£6.00 |
Infants under the age of 2 on departure – Free if travelling with an Insured Adult.
Children under the age of 18 on departure – 50% of the above premium if travelling with an Insured Adult.
Persons over 70 years on departure – Double the above premium.
Family Rate – 2 times the above premium.
N.B. all the above premiums include Golf Cover.
Family Definition – 2 parents travelling with any number of dependent children under the age of 18 on departure.
The above premiums are inclusive of 17.5% Insurance Premium Tax which is adjustable on any amendment to that tax or its rate.
Insurance Cover and Limits
Section 1 – Personal Accident
Death benefit is limited to £15,000.00 |
Up to £25,000.00 |
Section 2 – Medical Expenses
Golf Cover
Loss of pre-paid green-fees following delay of more than 12 hours |
Up to £5,000,000.00
Up to £150.00 |
| Section 3 – Hospital Benefit |
£10 Per Day
Up to £1000.00 |
Section 4 – Baggage & Personal Effects
Single article limit - £200.00 in all.
Valuable limited to - £200.00 in all.
Delayed Baggage
Golf Cover
Golf Clubs & Accessories
Hire of Golf Equipment due to delay |
Up to £2000.00
Up to £100.00
Up to£1500.00
£25 per day up to £150.00 |
| Section 5 – Personal Money |
Up to £500.00
(Cash limit - £250.00) |
| Section 6 – Personal Liability |
up to £1,000,000.00 |
Section 7 – Travel Delay
a. £20 for each 12 hours
£10 for each 12 hours
thereafter
b. Cancellation after 12 hours |
Up to £250.00
Up to £5,000.00 |
| Section 8 – Loss of Deposit or Cancellation |
Up to £5,000.00 |
| Section 9 – Curtailment |
Up to £5,000.00 |
| Section 10 – Missed Departure |
Up to £800.00 |
| Section 11 – Legal Expenses |
Up to £25,000.00 |
| Section 12 – Golf Course Closure |
£30 per day
Up to £150.00 |
Excesses
Section
2,4,5,7b & 9 - £40.00 per person per claim.
Loss of Deposit - £15.00 per person per claim
Delayed Baggage & Hospital Benefit - Nil
Claims
Should you need to make a claim, please contact our loss adjusters detailed below and request a claim form. In all correspondence please quote that your insurance is with Golf Amigos.
Van Ameyde & Wallis Ltd., 34 The Mall
BROMLEY Kent BR1 1TS
All claims must be submitted within 31 days upon arrival back in the United Kingdom.
Important Notice
Health: You must contact the Heathcheck line Tel: 0845 7020303 and advise them of all serious or chronic pre-existing illnesses that require medical attention during the last 12 months relating to you and all persons on whom the travel plans depend. Failure to do so may result in claims for undisclosed conditions being excluded.
(all persons means not only the people with whom you are actually travelling but also any relative, business associate etc. on whose well-being the trip depends)
Policy Document: This gives you full details of what is and is not covered and the conditions of cover. You must read the insurance policy carefully.
Conditions, Exclusions and Warranties: Conditions and exclusions will apply to the individual sections of your policy while general exclusions, conditions and warranties apply to the whole policy.
Property Claims: these claims are paid based on the value of the goods at the time you lose them and not on a ‘new for old’ or replacement cost basis. Your policy will set out what proof the insurer needs to support a claim.
Policy Limits: Most sections of the policy have limits which the insurer will pay under that section. Some sections also include other specific limits, for example for any one item or for valuables in total. You are advised to check your policy if you intend taking expensive items with you.
Policy Excess: Under most of the sections of the policy, claims will be subject to an excess. This means that you will be responsible for paying the first part of each claim. The amount you have to pay is the excess.
Fraud: It is a criminal offence to make a fraudulent claim.
Reasonable Care: You need to take all reasonable care to protect yourself and your property, as you would if you were not insured.
Complaints: The insurance policy includes a Complaints Procedure, which tells you what steps you can take if you wish to make a complaint.
Dangerous Sports or Pastimes: If you are going to take part in dangerous sports or pastimes where there is a risk of injury, check that your policy covers you.
Cooling Off Period: Your insurance certificate contains a ‘cooling off’ period of 14 days during which you can return the insurance document and get a refund if you have a justifiable reason for being dissatisfied with the cover it provides, the insurance Policy will be subject to English Law unless otherwise agreed.
PLEASE ENSURE THAT YOU READ YOUR INSURANCE POLICY CAREFULLY. FAILURE TO COMPLY WITH THE TERMS & CONDITIONS OF THE POLICY MAY RESULT IN COVER BEING RESTRICTED.
Request Quotation | Request Brochure | Contact Golf Amis
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